Objective: Build foundational knowledge of digital banking concepts, technologies, and regulatory considerations.
Topics:
Evolution of Digital Banking: From traditional to modern banking.
Key Features of Digital Banking: Mobile apps, online portals, AI chatbots, etc.
Overview of Banking Systems: Core banking, payment systems, CRM, and risk management tools.
Regulatory and Compliance Frameworks: KYC, AML, GDPR, and PCI DSS.
Introduction to Agile Methodologies for Digital Projects.
Practical: Case study analysis of successful digital banking implementations.
Week 2: Understanding Banking Systems and Architecture
Objective: Gain knowledge of core banking systems and their integration points.
Topics:
Core Banking Systems: Architecture, modules, and workflows.
APIs and Middleware: Enabling seamless system integration.
Payments and Transactions: SWIFT, ACH, and real-time payments.
Data Architecture: Data lakes, warehouses, and real-time analytics.
Security in Digital Banking: Authentication, encryption, and fraud detection.
Practical: Diagram core banking system architecture for a given use case.
Week 3: Customer Journey Mapping and Requirements Gathering
Objective: Learn to map customer journeys and gather business requirements effectively.
Topics:
Customer Personas in Banking: Understanding target users.
Mapping Digital Banking Journeys: Account opening, fund transfers, loan applications.
Requirements Elicitation Techniques: Interviews, workshops, and user stories.
Business vs. Functional Requirements: Identifying and documenting them.
Prioritizing Requirements: MoSCoW and Kano analysis.
Practical: Develop a customer journey map and requirements document for a new banking feature.
Week 4: Implementation and Testing Strategies
Objective: Understand implementation and testing practices for digital banking solutions.
Topics:
Digital Transformation Strategies in Banking.
System Integration and Deployment Practices.
Testing Strategies: Functional, UAT, performance, and security testing.
Tools for Testing and Automation: Selenium, JIRA, and Postman.
Change Management in Banking Projects.
Practical: Create a test plan and execute test cases for a simple banking scenario.
Week 5: Data Analytics and Reporting in Banking
Objective: Explore the role of data in decision-making and compliance.
Topics:
Data Analytics Use Cases in Banking: Fraud detection, personalization, and churn prediction.
Key Performance Indicators (KPIs) for Digital Banking.
Reporting Tools and Dashboards: Tableau, Power BI.
Regulatory Reporting Requirements.
Data Privacy and Ethical Considerations.
Practical: Build a dashboard to track KPIs for a digital banking service.
Week 6: Future Trends and Capstone Project
Objective: Prepare for future trends in digital banking and apply skills in a project.
Topics:
Emerging Technologies: AI, blockchain, and quantum computing in banking.
Open Banking and APIs: PSD2 and FinTech collaborations.
Sustainability in Banking: Green banking and ESG metrics.
Digital Currency and CBDCs.
Final Review and Q&A.
Capstone Project: Design a digital banking solution prototype addressing a specific business challenge (e.g., onboarding process, fraud detection, or personalized recommendations). Present findings and implementation strategy.